Get Cash Fast By Using Your Stocks

If you are in need of fast cash and you own equities, the chances are good that you can get a fast loan using stocks as collateral for a loan. It makes no sense to sell your stock to get some fast cash, since you have to pay broker’s fees, and really do not want to divest yourself of the stocks.

If you see a bank or a conventional lender, they are likely to lend against your equities. However, there are certain equities against which they will not and can not lend. There are government regulations that prevent lenders from using certain stocks as collateral.

The bank will want a business proposal detailing the use of the loan proceeds. Their interest rate will be very high compared to other loans. They will lend only up to 40% of the value of the stocks. Then, it will take some time to fund such a loan.

You figure that you could sell the stocks and get more money, and get it faster. But wait! Don’t sell those stocks!

AT Equities First AU it is very different. They will take your stocks as collateral on a loan of up to 80% of the value of the equities.

They have no restrictions on the types of stock they can use as collateral, since they are a private company, and the restrictions do not apply in that sense. They do not need to see a business proposal. they figure it is your business what you do with the loan proceeds. Their interest rate is among the lowest in the business. Their funding is fast and convenient. It simply makes better sense to talk to Equities First AU first!  for more .


The Magnificent Resort Of Chris Burch And His Story Of Success

Chris Burch founded or cofounded numerous retail brands that are known internationally. Now his entrepreneurial eye has shifted to the industry of hospitality. In a partnership with hotelier James McBride he purchased a beach hotel on Sumba. Sumba is a gorgeous island located in Indonesia. The hotel is now a five start resort named Nihiwatu. The pair spent over $30 million on renovations and the result was amazing.   Check

Travel and Leisure voted Nihiwatu the best hotel in 2016. Mr. Burch had an interview with Business Jet Traveler in 2015 and said he purchased the hotel for his children. He wanted something special he could preserve that would enable him to give back to the community. He felt the area was so incredibly beautiful it would allow him options he would not have somewhere else. Options like building a spa under a waterfall or having a butler in each room.

Mr. Burch feels that Nihiwatu has become more than he ever expected. He is delighted since so often things can turn out to be a lot less. Nihiwatu is where Mr. Burch’s home is located. It is in one of the 27 private villas and is called Raja Mendaka. His section has four villas in addition to his main house and a private plunge pool.  Related story on this.

Chris Burch is an entrepreneur with a background including real estate, technology and the fashion industries. His career began at Itchica College when he founded Eagles Eye apparel with his brother. The company was worth $165 million before it was sold. He currently holds the position of principal for Burch Creative Capital.  More to read on

Mr. Burch is the CEO as well as the founder of Burch Creative Capital. He has been actively investing for almost forty years. His success as an entrepreneur started in 1976 while he was a student at Itchica College. He was also one of the first to invest in the Internet Capital Group. The group was well known in the IPO story regarding internet space.

Chris Burch has relied heavily on his abilities. He can find the nexus between the art of innovation and the process of implementation. He continues to find extroidianary success partially because he has a unique understanding of consumer behavior. His experience in dealing with consumer channels and using sourcing that is always superior has made him a true success.  For more details, visit

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Stephen Rotella’s Education, Career and Philanthropy

Stephen Rotella is a financial and cash management expert. He also is one of the biggest philanthropists within the industry. Currently, he works at StoneCastle Cash Management LLC. StoneCastle a leading provider for cash management solutions. Today, the company boasts of over $11 billion assets and serves some of the biggest global institutions. The company is SEC registered and are able to trade through the platform.

The success of the company can be attributed to strategic partnerships. SC partners with Charles bank Capital Partners and CIBC. Their strength and stability has been very instrumental in the growth and success of SC. Also, its leadership has played a great role in its success. In this case, we can commend Rotella for his good work in the company.


Most successful career people have a great education background. And, the case is no different for Rotella. Knowing that his passion lay in finance, he took courses to support this. He had his undergraduate degree in Economics, from the State University of New York, which is based in Stony Brook. In the same year, he joined State University of New York’s Albany branch, pursuing his postgraduate degree in Finance and IT and learn more about Stephen.


Stephen Rotella is the CEO and President of StoneCastle. Prior to joining SC, Rotella worked at WMI holdings Corporation. He was appointed as the CEO and president of the company since the year 2005. He stayed in this position until the year 2008, June when he was appointed as the president of Retail Banking. He served in this capacity for four months. October that year marked the end of his tenure at WMI.

Before joining WMI, Rotella worked at JP Morgan Chase, where he worked for about 18 years. He joined the company in the year 1987. Within a period of three years, he was promoted from VP of marketing to marketing VP and finally business development VP. Rotella also worked for companies such as BalletMet, Consumer Mortgage Coalition.


Rotella derives satisfaction from helping the undeserved. He chairs the Board of Lift Communities board. He has also worked for charitable organizations including ArtsFund and Youthcare.

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The Lung Institute – Offering Effective And Comprehensive Stem Cell Treatment For Lung Disorders

The lifestyle of the people and the various lifestyle habits that people pursue, such as smoking, drinking, vaping, and more, has led to the immense stress on the health and the body organs. Some of these habits are known to cause irreversible damage to the lungs, which is the body organ that helps us breathe.

Any damage to the lungs through these ill-habits in the long-run can cause many health issues and even fatality. The worst part is that for most of the chronic lung disorders and diseases, the prognosis has remained unchanged or hasn’t developed much in the past few decades, even though other branches of medicine have advanced rapidly.

According t to the Baylor College of Medicine research, lung disease, such as chronic obstructive pulmonary disease, has over 24 million patients in the United States, and much more when taking global figure into account. It is a disease that is caused by habits such as smoking, vaping or prolonged exposure to industrial gas or unhealthy environment in factories, and so on.

The pollution also plays a critical role in enabling and spread of such diseases. In COPD, the nasal passage of the patient gets partially blocked that doesn’t allow the airflow to be normal, causing heavy breathing disorder. It is a health issue that can give rise to many other health problems, such as neurological problems, breathing problems, weakness, fatigue, nausea, shortness of breath, and more.

One of the alternative treatments that most people follow these days is stem cell therapy. In this treatment method, the stem cell found in the patient’s blood and bone marrow is used to heal the lung. The Lung Institute is one of the globally recognized research and treatment centers for treating lung disorders and diseases through the stem cell therapy. The organization has treated over 3,000 patients so far since its inception in 2013 and continues to dedicate itself to research and providing comprehensive alternative means of treatment for lung disorders through stem cell therapy.

The Lung Institute personalizes the treatment for its patients by screening each patient through various tests and then charting a treatment course that best addresses the patient’s current condition, which helps in ensuring faster recovery.  To read patients’ testimonials, visit

The Lung Institute Twitter:

The Lung Institute YouTube channel:

ClassDojo Raises Millions for App Development

ClassDojo has impressed investors with its plans for taking school functions and communication and making them digitally accessible. Their plans seem so profitable that they were able to secure $21 million in venture funding.

Co-founders Liam Don and Sam Chaudhary have taken their new capital to expand their 25-person staff. They looking to hire one more programmers to better refine the features they hope will keep parents better connected to teachers and schools.

At present, ClassDojo is tool used by teachers to inform parents of scheduled events such as days when schools are closed and conferences between parents and faculty. But the app can also provide multimedia to parents that shows how their child is doing in school to better monitor their academic progression and overall conduct.

While ClassDojo encounters some competition from other tech companies in the educational sector, few have turned their attention towards communication. This has been quite helpful for the startup. With so few alternatives to bridge this technological gap, ClassDojo has been able to provide their app to more than 85,000 schools, both private and public, across the United States without being challenged by alternatives.

Another incentive that leads schools to open its doors to ClassDojo is the promise founders Don and Chaudhary have made to not make revenue off user data. It’s typical that developers of apps, even free ones, will have a steady revenue stream by selling off user data. But in this case, considering the added privacy concern over selling data that so heavily incorporates children as users, blocking that data from potential abuse by third parties lends a degree of credibility to ClassDojo and helps to better define their business ethic.  Useful link here.

Moving forward, ClassDojo hopes to more closely mirror traditional social media for easier use by parents and teachers. This will hopefully allow for faster transfers of data from either party. And while ClassDojo does hope to monetize in some form in the future, either founder has been committed to making that revenue in an manner that benefits the needs of parents and teachers while also protecting the data of children.  For more of ClassDojo, click on

About ClassDojo:

ClassDojo was founded in 2011 by Liam Don and Sam Chaudhary in the city of San Francisco, designed to better assist parents, teachers, and school administration officials to better communicate about the scholastic needs of children students and scheduled activities.

ClassDojo has been put to use in schools across the United States and in 180 other countries around the world. With a team of dedicated engineers, designers, and dedicated educational professionals, ClassDojo has been able to secure influential partnerships with tech giants like Google and Amazon based on the effectiveness of their products.

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Get Silky Smooth Lips With EOS Lip Balm Products

Your lips have very sensitive skin that deserves a gentle treatment to induce healing. EOS lip balm products are infused with jojoba oil and shea butter. You also get essential vitamins that have been used to heal the skin for centuries. Experience the benefits of organic skin healing agents. Many popular EOS lip balm brands are worn by industry professionals like Miley Cyrus and Kim Kardashian. Evolution of Smooth is popping up all over Canada in cool easy to use pastel containers. You’re invited to give your lips superior protection against UV Rays and the effects of the seasonal elements.

Evolution of Smooth is packed with vitamin C and E along with shea butter and jojoba oil. Get moist lips that will impress your friends and colleagues. They guarantee your lips will feel ultra-smooth from your first use. Evolution of Smooth is committed to replenished skin and sultry soft lips with their EOS beauty care products. Get other all natural skin care products which includes shaving cream, hand, and body lotion. You’re invited to visit their website for more details on Evolution of Smooth EOS lip balm products. Visit also for more of this.

Popular EOS Lip Balm Brands

– Coconut Milk

– Almond Milk Milk

– (2) pack Wildberry and Sorbet

– Purple Sorbet

– Mint Kisser

– Lemon Drop

– Original EOS lip balm products

and more….go straight to this important site.

Evolution of Smooth provides many delectable flavors that will satisfy your senses and have your lips craving. You have the option of visiting the beauty care aisle of select retailers to choose from a wise selection of brands and flavors or you can visit the Evolution of Smooth website at  for an extensive list of products and details on one of a kind promotional offers.

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An Overview of Vincent Parascandola’s Education and Career

Vincent Parascandola is a financial expert currently working at AXA Advisors LLC, a broker dealer with more than 5,350 listed representatives countrywide. He holds a trade securities listing for around 17 years and is under FINRA and SEC oversight. Vincent went to the Pace University – Lubin School of Business where he studied BS, Computer Science. He recently went back to his alma mater to offer a commencement speech to the graduating class of the year 2014.

Professional Skills and Work History

Vincent Parascandola has over the course of his career acquired a number of professional skills. His skills lie in financial services, retirement planning, estate planning, asset management as well as life insurance strategies where he is very good. Mr. Parascandola has over 25 years experience in this industry. He started off his career at Prudential back in 1987 working as an agent. He managed to scoop the National Rookie of the Year award in the same year. In 1990, he moved to MONY Life Insurance Company, where he assumed numerous management positions in the regional and local areas. In 2004, he joined AXA Advisors. Before he became the divisional president, he was the president of The Advantage Group, an AXA Equitable unit that had been created to attract experienced financial experts.

Parascandola is the current senior executive vice president of AXA Advisors LLC. He is responsible for recruiting, sales, retention, management development, productivity and the advancement of fresh and seasoned financial professionals. He has been recognized for his outstanding leadership qualities a number of times through various management awards. His awards include GAMA’s Career Development and Master Agency Awards.

What Makes Vincent Parascandola Stand Out as a Leader?

Vinny Parascandola has undoubtedly had a brilliant career at AXA Advisors. He has proven his worth as a valuable asset to the company in a number of ways. Mr. Parascandola has a grand work ethic and loves helping people a lot. This forms one of the biggest reasons why Mr. Parascandola has managed to do well at AXA Advisors. He is in charge of a lot of people working at the firm and mentors them well using all the experience he has amassed over the many years he has been in the field.

Tim Armour Explains What Warren Buffet Gets Wrong

Warren Buffett is recognized as an advocate of regular investors putting their money into an S&P 500 passive index fund. He says that active funds can’t match the low fees and return of passive investing.

Tim Armour, CEO and Chairman of the Board of Capital Group, says this outlook doesn’t match reality by overlooking the benefits of active investing and missing the negatives of passive investing.

Tim Armour has said that a good fund manager who “earns his keep” can provide better returns than passive funds and feature low fees. One of the signs of these types of hedge fund managers are those who keep a substantial amount of their own capital in the funds they manage. These fund managers can also provide protection during market downturns. Passive funds offer no protection when the markets go down, which is something most people don’t understand.

Mr. Armour has been in the financial industry for over 30 years and has spent his entire career climbing the corporate ladder at Capital Funds since joining the company in 1983. He is a graduate of Middlebury College and holds a degree in economics. During his time with Capital Group, he has also worked as an equity portfolio manager and equity investment analyst.

In January 2017, Tim Armour said that his research revealed that the surge in stock values after Trump was elected president is real and lasting. He thinks that markets around the world will experience faster growth as well as higher inflation and interest rates.

Desiree Perez, The Mogul Taking Tidal to the Top

Tidal has undergone a massive transformation after having a rocky start in the beginning. Kanye West’s recent album alone added close to a million new members since it was released last year. It is rumored that the recent change in fortune can be attributed to a person known as Desiree Perez. Perez runs Roc Nation Sports and has been a trusted associate of Jay-Z for the past two decades.

Desiree Perez runs SC Enterprises with Juan Perez who is her husband. She has a reputation for being a tough negotiator and a numbers person. Perez is considered to be a part of the “Hova Circle” which runs Roc Nation and all its subsidiaries. Tidal changed its tact to focus on younger consumers in the competitive music streaming industry. The company has also chosen to concentrate on promoting emerging artists, live performances, and new releases as opposed to pursuing many options. This focus has worked out for them because things are starting to look up. Read more about Desiree, follow her on

Perez has come out with guns blazing to show that Tidal should not be overlooked considering the many music streaming services. Perez helped Tidal artists to negotiate million dollar contracts. This is what has helped the service to retain its talented catalog of musicians. She has shined in this role and has contributed to fill a huge gap in the business. It is said that she was responsible for Rihanna’s deal with Samsung and Beyoncé’s formation stadium tour. Her many years of experience have helped her to come up with strategies to improve the image of the company.

Go straight to this related link.

There was a time that Tidal was considered to be a failing business, but it is a force to be reckoned with today due to Desiree Perez’s efforts. Perez was a producer of Change, The LifeParticle Effect, and On the Run Tour.  More Updates from Perez on


Entrepreneur Eric Lefkofsky: The Man With A Plan

It’s rare to think about success. Most success starts with a simple idea, and that idea is then acted upon. Acting upon an idea can be intimidating, but a true entrepreneur at heart is not intimidated by “impossible”. Lefkofsky is a true entrepreneur. From saving friends and family on trips with Groupon to advertising for top companies, Lefkofsky has founded and co-founded some of the leading money savers and tech software to date.

Graduating from the University of Michigan in 1991 with honors was just the start of a very promising career. Lefkofsky is also a licensed attorney, graduating in 1993 with his Juris Doctor from the University of Michigan Law School.

Most recently, Eric Lefkofsky is the co-founder and CEO of Tempus. Tempus is a medical technology company that is innovative in building a library of molecular and clinical data on a personalized operating system designed to make that data accessible and useful for cancer treatments. Tempus utilizes genomic and transcriptomic sequencing to help physicians and doctors alike to achieve a better understanding of each individual’s tumor.

Lefkofsky also started a charitable trust, the Lefkofsky Family Foundation which is a private foundation established back in 2006. The purpose is to advance high-impact programs, initiatives, and research that enhance human life quality in the communities that they serve. Eric’s heart for humanity is evident in his works and his words. Earlier this year, Mr. Lefkofsky posted a blog on his website that shows the heart that beats in this man, “It would be nearly impossible to hurt someone if you could feel their pain…Almost every ounce of pain we cause as a people would be muted by the fact that it’s harder to cause pain when you feel it yourself.” – Eric Lefkofsky for more.